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Applicants with no business track record can qualify for a small loan, even if they do not have perfect credit. A minority of users complain about delays. I found LendingClub was a quick, fun way to build my credit while also getting the money I needed. I used it for a car payment refinance and was surprised not. My experience with Lending club is awesome! I've had 3 loans More.

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While some people are disappointed that their credit score or history disqualifies them for a LendingClub loan, qualified borrowers find the platform to be very. Applicants with no business track record can qualify for a small loan, even if they do not have perfect credit. A minority of users complain about delays. I love LendingClub! It's a great company to get loan. Help your credit and is so easy applied. I recommend LendingClub. This was an easy process, fast.

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Lending Club is a good fit for a variety of people if you fit their criteria. This is an excellent way to build credit and increase your debt to income ratio. Lending Club Review · pros thumb up Strengths. Relaxed borrower qualifications; Quick application process; Multiple loans in same term; Past bankruptcies allowed. I've invested in LendingClub for 5 years and I have many thousands of loans. Through extensive backtesting and research I have earned % annualized returns (7.